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The heart regardless of which species or body it is in is one of the most essential organs within the body. It pumps blood around the body enabling all of the other internal organs to live. Without the heart the body will not be able to function. This is why we as humans need to take the best care we can of our hearts whilst we can. Life is so short that one minute you can be here and the next you can be gone. If an individual was to suspect that they have a problem with their heart they should seek medical attention from their doctors. It is not something that should be messed around with and earlier treatment can mean a better chance at fixing what is wrong or even prolonging and saving your life.

There are many individuals that suffer from something called a heart murmur. This is where the heart beat when monitored by a doctor produces an extra sound. This can be heard under a doctor’s stethoscope and can vary in the sound or noise level, some may be very quiet and other rather loud. In most cases after checking out the heart murmur they are often found out to be completely harmless; however on the other hand a heart murmur can be the sign of an underlying problem that may need a bit more investigation from a doctor, specialist or even the hospital.

There are two types of murmurs that can be heard:

1. Innocent murmurs – these can be excessive blood rushes to a normal and healthy heart which can be heard occasionally. These are very common in children or pregnant women as well as individuals who have a fever or a condition called anaemia.

2. Abnormal murmurs – these are generally found to be caused by congenital heart abnormalities along with general wear and tear on the heart cause by being over worked, old age and illnesses that have put a toll on the heart. Many insurance companies that offer critical illness insurance would most certainly want to know about a condition such as a heart murmur. There are a few conditions covered by many providers to do with the heart and would pay out benefits on conditions such as a heart attack or open heart surgery, dependent upon the provider.

The insurance company would defiantly request information from your GP regarding a condition like this.